🌍 Europe Oct 7, 2026 · Emerging Europe Insight

Bots and banknotes

Emerging Europe
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Bots and banknotes
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Romanian businesses are hurrying to put AI to work, while their customers (and their budgets) take a more leisurely approach.



Romanians still pay for most things in cash. According to Elena Gheorghe of PayU, a payment processor, notes and coins account for around 55 to 60 per cent of payments in the country, only slightly down from roughly 65 per cent in previous years. Meanwhile the industry is already exploring “agentic commerce”, in which AI helps consumers search for products and takes pa

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